Terms and Conditions

Last Updated: 12/10/2025

Welcome to Scale Up Credit LLC (“Company,” “we,” “our,” “us”). By accessing or using our website, services, coaching programs, or digital materials, you agree to the following Terms & Conditions. If you do not agree, do not use our services.

1. Nature of Services

Scale Up Credit LLC provides:
• Credit education and dispute assistance
• Business formation guidance and documentation support
• Funding strategy insights and referral-based guidance
• Wealth coaching, financial mindset coaching, and money strategy services

We do not provide:
• Legal representation or legal advice
• Tax preparation or tax consulting
• Guaranteed credit repair results
• Guaranteed funding approvals
• Guaranteed income outcomes

All information provided is educational in nature.

2. No Guarantees or Promises of Outcomes

Credit, funding, and wealth-building outcomes vary by individual.
We cannot and do not guarantee:
• Credit score increases
• Removal of specific negative items
• Business funding approvals
• Loan approvals
• Specific financial outcomes
• Timeline-based results

You acknowledge that all services are best-effort and results are influenced by your personal credit profile, financial habits, business structure, and third-party institutions.

3. Client Responsibilities

You agree to:
• Provide accurate information
• Respond to document requests in a timely manner
• Maintain responsible financial behavior
• Follow coaching guidance to the best of your ability
• Avoid fraud, misrepresentation, or misuse of services

Failure to comply may impact service effectiveness.

4. Payment & Refund Policy

All payments are final and non-refundable due to the customized nature of our services.
You agree not to dispute or charge back payments after services begin.

5. Not a Law Firm / No Attorney-Client Relationship

Scale Up Credit LLC is not a law firm.
Nothing provided should be interpreted as:
• Legal advice
• Legal strategy
• Legal representation

You are encouraged to consult your own licensed attorney, accountant, or financial professional for legal or tax matters.

6. No Financial, Tax, or Investment Advice

We do not provide investment recommendations, securities advice, or tax planning.
Any financial insights provided are educational only.

7. Intellectual Property

All content, coaching materials, PDFs, templates, digital courses, and website content are the property of Scale Up Credit LLC and may not be copied, resold, or redistributed.

8. Third-Party Relationships

We may refer clients to third-party vendors, banks, lenders, or professionals.
We are not responsible for:
• Their decisions
• Their service quality
• Their approval processes
• Their timelines

You engage with such third parties at your own discretion.

9. Limitation of Liability

To the fullest extent permitted by law, Scale Up Credit LLC is not liable for:
• Financial losses
• Damages of any kind
• Missed opportunities
• Rejection by lenders
• Negative outcomes in credit disputes

Your use of our services is voluntary and at your own risk.

10. Governing Law

These Terms & Conditions are governed by the laws of the State of [Insert State].

11. Changes to Terms

We may update these Terms at any time. Continued use of our services constitutes acceptance of the updated terms.

Scale Up Credit LLC provides credit education and dispute assistance under the Fair Credit Reporting Act. We do not guarantee specific results, credit score increases, or deletion outcomes. Services include credit education, business formation support, funding guidance, and wealth coaching. We are not a law firm and do not offer legal, tax, or financial advice. All results vary based on individual credit history and third-party responses.